i-Secure Monday Post : 13/08/2012 ( Launched )

IMP-OST :20120813

www.i-securesolutions.in

For spreading financial awareness... instead of posting randomly post/update, we have decided to start weekly important posting on every Monday as "i-Secure Monday Post". Just make sure to visit this blog every week / Monday. More informative PDF version ( newsletter in your inbox ) will be launched shortly.

We have also included links to our previous posts for your convenience in this post.

We welcome suggestions, feedback, & contributions. 

Weekly ( 6-12 Aug, 2012) posts...

1. 06-12 Aug, 2012 : i-Secure economy / market updates... Wheat-corn-soya on rise, Baltic dry fall 10%, FII on buying, How FM is trying to revive the economy.
2. India imported 50% more gold (USD 60 billion) in FY 2011-12 than last year (USD 40 billion) ! which also ultimately contributed in current account deficits which was at 30 year high (4.2% of GDP in 2011-12).
3. Only 21% MBAs are employable! 30% growth / 4 fold rise of seats in last 5 years. Be careful in choosing institute.
4. Financial goals of urban affluent (income 12 lac+) : Goals revolve around family, income not affecting goal priorities, Buy what neighbours buy, and right product for wrong reasons!

Our earlier posts

1. Present market scenario of Financial planning services in India - In emerging phase... No regulator, No act, only professional body FPSB India is present for CFP ( Analysis by Financial planner )
2. India inflation index ( CPI ) since 2002, Are you considering inflation effect in your investment/saving plans or returns?
3. Out of control : Drugs after critical health problem are taken for life, medicines constitute 70% of cardiac care costs !
4. 6 lac to be invested - different approaches : By An agent (product seller) & by  financial planner (who charge fee for advice/planning)
5. Useful lessons for Financial Planning from movie... 'Zindagi Na Milegi Dobara'  (1st - giving up today for retiring at 40, 2nd - Not overcoming fear, 3rd - Not prepared for surprises )
6. Financial planning service is highly personalized, and is not meant only for wealthy ones. Unfortunately, the term "financial planning" has been very loosely used in the wealth management industry!
7. Investor or Regulator - Who should ask mutual fund houses on the under performance ? No it is mutual fund distributor who should advice investor to stay invested or exit as earn commission.
8. Financial planner can assist you : Survey outcome... 81% parents are unaware about cost of higher education in future, hence not saving enough !
9. Who is responsible - Insurer or Regulator?  ...for rejected claims Under condition which was supposed to be removed (by insurer in 2003) as per regulator's instruction from protection plan! Till Apr-2011 same plan with same condition was sold!
10. PAISA BOLTA HAI! - RBI's awareness campaign for Security features on notes to identify fake ones. Keep images / prints handy!
11. Look at gold price movement since 1980 to 2007, Where gold price is heading ?, Does same story is going to be repeated?
12. Twelve phases of economy cycle. Can you identify current phase ? Identify & share your views...
13. Watch accidents ( as well as one lucky escape) recorded at traffic signals - if waited for second/s, they would have been safe ( Traffic awareness campaign by Bangalore traffic police ).
14. What if TODAY was your last day? - Will you get 2nd chance to come back and do missed out work for your loved ones?
15. Chartered Accountants are not Financial Planners... Points to be considered before referring your investment / financial planning decisions to CA.
16. Letter of Widow who is a Chartered Accountant   "  .....    .....   ...But at home front there is always a tomorrow" - Don't miss to read eye-opener story
17. CFP... Excellence & Highest standards in Financial Planning: Qualified advice, Client centered, Public mission, Education, Examination, Experience, Ethics, Integrity, Objectivity, Competence, Fairness, Confidentiality, Professionalism... watch videos
18. Buyer & Sellers - Always different Prospective !
19. Welcome note.. We as a honest un-biased Financial Planner can make difference in your life through our financial planning, advisory &  financial coaching services.