IMP-OST : 3rd Sep, 2012 ( Post 6 of 7 )
Special edition - Financial planning
Source : i-Secure Solutions's Website
| Sr.No | Description | Individual cost | i-Secure FP <Goal> Solutions | i-Secure Financial Plan |
| Plan specific features | ||||
| 1 | Goal coverage | Single | Multiple | |
| 2 | Data collection |
Online/offline, Interactive
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| 3 | Plan depth | High, limited to single goal | High | |
| 4 | Plan preparation | |||
| Online financial analysis* (interactive - 2nd meet) | Rs.3,000 | Fully automated & online | ||
| Financial plan after signing of engagement letter | Fully customized using various in-house developed tools | |||
| 5 | Financial planner involvement |
Full, usage of specialized knowledge &
skills
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| i-Secure financial plan deliverables | ||||
| 1 | Financial analysis report (10-30 pages) | |||
| PDF only, email delivery | Included | Included | ||
| 2 | i-Secure Financial Plan (20-50 pages) | |||
| 1st draft copy, PDF - email delivery |
Included
|
Included
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| 2nd final copy, PDF - email delivery, Color print copy through courier |
Included
|
Included
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| i-Secure analysis services | ||||
| 1 | i-Analyze - Your risk profile analysis service | Rs.1,000 |
Included
|
Included
|
| 2 | i-IELA - Your income, expense, liabilities & Asset analysis | Rs.1,000 |
Included
|
Included
|
Offer price without...
online
portfolio login, existing portfolio review & product advisory services
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| Rs.3,000 | Rs.5,000 | |||
Add-on : Online multi-asset
portfolio login
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| 1 | At www.monitormyportfolio.in to manage/update portfolio at single place with wide range of reports | Rs.1,000/year |
Included
|
Included
|
| i-Secure financial coaching services** | ||||
| Add-on : i-Secure Review services | ||||
| 1 | i-Review PF - Your existing portfolio review service | Variable | Specific to goal | Whole portfolio |
| 2 | i-Review PF - i-Secure portfolio review service (Q) | Variable | included, for next 4 quarters ( covering whole year ) | |
| Add-on : Honest un-biased i-Secure product advisory services | ||||
| 1 | i-Protect - Risk protection ( insurance ) advisory service | Rs.500/plan |
Included, as per prepared
plan requirements
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| 2 | i-Stock - Stock market advisory service | Rs.500/stock |
Included, as per prepared
plan requirements
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| 3 | i-Funds - Mutual funds (including SIP) advisory service | Rs.500/fund |
Included, as per prepared
plan requirements
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| 4 | i-Debt - Debt investment (including traditional insurance plans) advisory service | Rs.1000/item |
Included, as per prepared
plan requirements
|
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| 5 | i-Commodities - Gold & other commodities advisory service | Rs.1000/item |
Included, as per prepared
plan requirements
|
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Implementation support
: i-Secure Financial Plan including suggested action plan of one
year ( Covered )
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| 1 | Option 1 : Implementation by your self |
Our financial coaching
will be there for your implementation actions
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| 2 | Option 2 : Get it implemented |
Interaction by us with
your financial service providers like insurance agents, brokers,
distributor, tax consultant etc
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| 3 | Option 3 : Implementation by us |
Full implementation by us
through appropriate actions
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i-Secure Financial
plan offer price... with
online portfolio login, existing portfolio review, & product advisory services
|
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| Rs.5,000 | Rs.7,500*** for income up to 3 lacs/year | |||
*** i-Secure Financial
plan preparation along with existing portfolio review, and
advisory services are highly personalized in nature, hence
prices can not be generalized. Our charges will be in
proportionate to our chosen criteria, as work to be done /
efforts needed for each individual varies widely. Your
exact offer price will be worked out after going through your
financial analysis only / before signing engagement letter.
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| i-Secure review / monitor services for next year | ||||
| 1 | i-Review FP i-Secure Financial plan review service (Y) | Variable | 50% of offer price | 50% of offer price falling under income slab |
| 2 | i-Review PF - i-Secure Portfolio review service (Q) | Variable | ||
Our honest offer on your honest feedback...
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Get
FREE i-Secure review & monitor service for next year
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If you are not
satisfied with outcome of... our i-Secure financial planning,
advisory & coaching services
|
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| * Financial analysis report is fully automated analysis report generated using keyed in data (using leading web service), it can be compared with medical reports like MRI, Blood test etc. Unfortunately many financial planning service providers (including leading financial institutions - their brokerage arm, insurance arm) are promoting such analysis report as Financial Plan without much needed advisory services, or with advisory service limited to their own products; with disclosure on usage of their research reports with your own decision. | ||||
| ** Having financial plan is not sufficient. Without successful implementation of the worked out financial plan, periodical review of portfolio (Q) as well as financial plan (Y) makes worked our financial plan document just like piece of paper. Implementing suggested actions at earliest is much needed. Our financial coaching campaign (implementation, reviewing & monitoring) is just focused around that. | ||||
| How you can get i-Secure financial plan with much needed coaching : | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
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